General terms and conditions

General Terms and Conditions:

1. Introduction Welcome to InvestConnect (“the Platform”). By accessing or using our services, you agree to be bound by these Terms and Conditions. These Terms govern your use of the Platform to raise funds, invest, and participate in crowdfunding activities. If you do not agree with these Terms, you must refrain from using the Platform.
2. Definition: 2.1 “Platform” refers to InvestConnect, an online crowdfunding service provided by [Company Name]. 2.2 “User” refers to any individual or entity using the Platform, including Investors and Campaign Owners. 2.3 “Investor” refers to Users who contribute funds to campaigns hosted on the Platform. 2.4 “Campaign Owner” refers to Users who create and manage fundraising campaigns on the Platform. 2.5 “Campaign” refers to a fundraising initiative created by a Campaign Owner to solicit investments or donations.
3. Eligibility: 3.1 Users must be 18 years or older and have the legal capacity to enter into binding agreements under the laws of their jurisdiction. 3.2 Users must comply with applicable laws, including anti-money laundering and anti-corruption regulations.
4. User Accounts: 4.1 Users must register an account to access the Platform’s services. 4.2 You are responsible for maintaining the confidentiality of your account credentials and for all activities conducted through your account. 4.3 We reserve the right to suspend or terminate accounts that violate these Terms or engage in fraudulent or illegal activities.
5. Use of the Platform: 5.1 The Platform provides a marketplace for Campaign Owners to raise funds and for Investors to discover investment opportunities. 5.2 The Platform does not guarantee the success of any Campaign or the return of funds invested. 5.3 Campaign Owners are solely responsible for their Campaigns, including providing accurate information and managing the funds received.
6. Investments and Fundraising: 6.1 For Investors:

• Investing via the Platform involves financial risk, including the loss of your principal investment. You should only invest funds you can afford to lose.
• The Platform does not provide investment advice. You are responsible for conducting due diligence before investing in any Campaign.
• Investment opportunities may be illiquid, and you may not be able to sell or transfer your investment.

6.2 For Campaign Owners:

• By creating a Campaign, you represent and warrant that all information provided is accurate, truthful, and not misleading.
• Funds raised must be used solely for the purposes described in the Campaign.
• Campaign Owners must comply with all applicable laws, including tax obligations.

7. Risks and Disclaimers: 7.1 Crowdfunding is inherently risky. Users acknowledge the following risks:

• Financial Risk: Investments may not yield returns, and you may lose your entire investment.
• Project Risk: Campaigns may not succeed due to business failure, mismanagement, or unforeseen circumstances.
• Regulatory Risk: Changes in laws or regulations may affect your investment or the Platform’s operations.

7.2 The Platform is not liable for any losses incurred by Users. By using the Platform, you agree to indemnify and hold the Platform harmless from any claims or damages arising from your use.

8. Fees and Charges: 8.1 The Platform may charge fees to Campaign Owners and/or Investors as specified in our Fee Schedule. 8.2 Fees are non-refundable unless otherwise stated.
9. Secondary Market: 9.1 The Platform may facilitate a secondary market where Investors can transfer their investments to other Users. 9.2 Transactions on the secondary market are subject to additional fees and regulations. 9.3 The Platform does not guarantee liquidity or pricing accuracy on the secondary market.
10. Prohibited Activities: 10.1 Users must not engage in activities that:

• Violate any applicable laws or regulations.
• Involve fraud, money laundering, or other illegal conduct.
• Infringe on the intellectual property or rights of others.

11. Intellectual Property 11.1 The Platform’s content, design, and technology are the property of [Company Name]. Users may not reproduce, distribute, or exploit any part of the Platform without prior written consent.
12. Data Protection and Privacy: 12.1 The Platform collects and processes User data in accordance with our Privacy Policy. 12.2 By using the Platform, you consent to the collection and use of your data as outlined in the Privacy Policy.
13. Termination: 13.1 We reserve the right to suspend or terminate access to the Platform at our discretion, including for violations of these Terms. 13.2 Users may terminate their accounts at any time by contacting [Support Contact Information].
14. Governing Law and Dispute Resolution: 14.1 These Terms are governed by the laws of [Applicable Jurisdiction]. 14.2 Disputes arising from these Terms will be resolved through arbitration in [Arbitration Location], unless otherwise agreed.
15. Amendments: 15.1 We reserve the right to update these Terms at any time. Changes will be effective upon posting on the Platform. 15.2 Continued use of the Platform constitutes acceptance of the updated Terms.
16. Contact Information: For questions or concerns, please contact us at [Support Email] or [Support Phone Number].